Our Process
Preparation, the foundation of a successful outcome.
It’s true that in some rare cases individuals find financial success without professional help, experience or a plan. We believe a no-planning approach is much like going to a casino where winners and losers are determined by luck. We utilize a purposeful planning process by aligning your goals with documented investment strategies. We utilize industry leading technology to analyze and track investment potential and progress. We do in-depth analysis on social security and pension maximization. We evaluate current and future tax brackets as you transition into various stages of your life. We ask specific questions as they relate to your legacy and estate goals. Finally, we track the progress regularly and make modifications along the way to improve the potential of success.
Knowledge
We are always working to increase our proficiency in the areas we specialize in. If we don’t have a specific expertise, we utilize other professionals such as tax preparers and estate attorneys. We also believe it is important to educate our clients of their options so they can make informed decisions.
Research
When we are not meeting with clients, we use our time to expand our minds with ongoing research. In addition to listening to industry leading financial minds we attend conferences and workshops on a variety of financial topics. We are continually opening our minds to new ideas and opportunities to improve our value. Part of our research requires the use of good technology to sort through the thousands of investment options and companies available.
Creativity
We understand everyone’s situation is unique. Our approach involves finding creative solutions that are personalized to our clients needs. We are willing to look outside the box to solve complex problems with innovative ideas. This is one of our core strengths we pride ourselves in.
“The true sign of intelligence is not knowledge, but imagination.”
Integrity
One of my favorite quotes comes from C.S. Lewis who said, “Integrity is doing the right thing even when no one else is watching.” I am grateful to good parents who instilled in me strong core values. I believe this is one of the most important attributes you can have in whatever you do, especially when it comes to working with another’s financial future. I often don’t ask my clients to trust me, instead I ask them for the chance to earn their trust over time.
Discipline
Behavioral finance is the study of neuroscience, psychology, and the emotional impact on traditional investing. The individual’s past experiences and biases can largely influence their investment returns through up and down markets. Studies have shown that investment behavior will affect an investment return more than any other investment strategy combined. We assist our clients by putting a plan into place that meets their goals and help them exercise discipline in maintaining the strategy during volatile markets.
“Wall Street has a few prudent principles; the trouble is that they are always forgotten when they are most needed.”
If you are interested in learning more about our team and services you can click below for our contact information.